Tool insurance solutions for tradesmen
As a tradesperson or contractor, your tools are the backbone of your livelihood. That’s why you need insurance crafted for your trade, one that protects your gear and keeps you working.
We know the risks you face, from theft and damage to unexpected breakdowns. Our customised tools insurance solutions protect your equipment, so you can focus on getting the job done.
What’s Covered by Tool Insurance?
We can obtain tools of trade insurance that is tailored to address the unique risks tradesmen and contractors face on the job.
From theft to accidental damage, we’ve got your back. Key features include:
Key points
Tool Theft & Damage: Covers loss or damage to your tools, whether on-site or in transit.
Public Liability: Protects against third-party injury or property damage claims.
Equipment Breakdown: Coverage for repairs or replacement of critical gear.
FAQs
We source insurance that covers a broad range of trade tools, from power drills and saws to hand tools, ladders, and portable machinery. Whether you’re a builder, electrician, or landscaper, we’ll find a policy that fits your gear (whether it’s stored on-site, in your ute, or at home).
We can even seek options for high-value or specialised equipment.
When providing insurance on tools, we partner with insurers known for quick claims processing to to reduce your downtime. Once you submit your claim (with details like a police report for theft or damage photos), we’ll liaise with the provider to push for swift approval, often within days for eligible claims.
Our job is to get you working again, fast.
Yes, we work with insurers who offer coverage for theft from locked vehicles, as long as basic security (like deadlocks or alarms) is in place.
Tradesmen often leave tools in vans or utes overnight, so we’ll find you a policy that protects your gear during those vulnerable hours.
We’ll find you a policy that covers tool damage no matter where you’re working, urban or remote. Many insurers we work with include coverage for accidental damage, wear and tear, or loss during transit to jobsites.
Tell us about your typical work locations, and we’ll secure a plan that keeps you protected wherever the job takes you.
Disclaimer: The content provided on this page is for general informational purposes only and does not constitute explicit advice, endorsement, or recommendation. While we strive to ensure the accuracy and reliability of the information presented, no guarantees are offered. It is essential for users to seek individual guidance or consultation to address their specific needs and circumstances. We are not responsible for any direct, indirect, incidental, or consequential damages or implications arising from the interpretation or use of the information available on this page.